As an injured worker, there are certain rights that you have. One of these includes the right to compensation in the event that you are injured. This needs to be an injury caused in an accident at work or it may be the result of long term wear and tear. Workers' compensation is a form of insurance that offers assistance for medical expenses and lost income. Unless they are except by the law, employers with one or more employees will need to have some form of workers' compensation insurance.
If you do find yourself suffering from an injury, make sure that you report it to your company as soon as possible. Make the report in writing, date it and keep a copy for your own records. Once the report is made, this is the start of the process. Your employer will then be responsible for filing the claim with the workers' compensation insurance. You should seek immediate medical attention and keep record of all the expenses you incur from health related bills.
In the event that you need to be treated or you are unable to earn your typical full wages for three consecutive days or more, your employer will have the responsibility of filing a First Report of Injury form within 10 days. If the injury is fatal, the employer will need to file within 48 hours. All reasonable medical expenses should be fully covered. Compensation for lost wages should also begin on the fourth day for employees who are unable to work for three consecutive days or more. If you are an injured worker who is seeking benefits, get in touch with our Rhode Island personal injury lawyer for guidance and representation throughout your case.