If you or a loved one has been injured by another, whether through negligence or willful misconduct, we would like to offer an experienced piece of advice. Commonly, if you have been in a car, motorcycle, pedestrian or other type of accident, an insurance company will most likely contact you very quickly after the accident. You will likely be asked to make statements regarding your accident and injuries, and be asked to allow access to your medical records. In some cases, an insurance adjuster may attempt to get you to sign documents, even while you are still in severe pain and on medication.
At D'Alessandro & Wright, LLC, we have over 25 years of working with insurance companies on personal injury and workers' compensation matters. This can be of special importance to those in Newport who work in potentially dangerous maritime occupations. We have helped countless clients through the process of showing liability in a personal injury claim and obtaining financial compensation. Our best advice is to be extremely cautious about talking with or providing documents to an insurance adjuster. Your ability to be compensated and the damages you are paid may well be at risk.
Insurance adjusters and attorneys work for their company, not you. Insurance companies are designed to make a profit and this is threatened by the payment of maximum compensation in a personal injury case. Company employees are frequently trained and highly skilled in obtaining statements that can be used later to deny your claim. If your claim is not disapproved, your statements may be utilized by an insurer to secure a settlement for a greatly reduced amount. An adjuster may appear friendly or state that they are simply trying to find out what occurred. At times, this is done to gain your trust and through this get you to supply the information they desire.
On the other hand, your chances of being treated fairly and receiving full compensation are greatly increased when you use an accomplished Newport personal injury lawyer from our firm. Based on what we have achieved for our clients, our firm has earned an AV® rating by Martindale-Hubbell®. This evaluation is based on the legal skills our attorneys have demonstrated along with the ethical standards we have held. We have also been recognized as Top 100 Lawyers by the National Trial Lawyers Association. Our experience shows that when an insurance company sees that you have proven legal representation, they are more prone to take your claim seriously.
It has become commonplace for an insurance company to offer a fast initial settlement in personal injury cases. These cases include premises liability issues, nursing home abuse, medical malpractice and defective products to the harmful effects of dangerous drugs. Quick settlement offers can also be put forth for all types of incidents such as birth defects or burn, spinal cord and any catastrophic injuries.
Many times, an injury victim is suddenly faced with hospital and medical bills that they cannot hope to pay. In addition, severe injuries can lead to being unable to earn a living for yourself and family. Unpaid bills can quickly pile up and debt collectors can begin to call. Another aspect of a personal injury case can be the very real need for future care and treatment plus money to make up for lost wages. Insurance companies are aware of the financial stress that you may be under. In the face of large financial burdens, any settlement offer can be appealing. Sadly, the vast majority of first offers from an insurance company are well below the full amounts that you need. Frequently, they do not begin to make up for the damage that has been done. Without the assistance of a knowledgeable attorney, you may not know what the proper settlement amount should be in your case. If you sign an initial settlement offer, you may also be signing away your rights to seek maximum compensation in your case.
The alternative is representation by a firm that is and has always been committed to the best interests of those who seek our help. We work for you, not an insurance company. We are accomplished negotiators and trained litigators who have a record of success on behalf of our clients.
It is true that in order to file your claim and obtain a favorable resolution of your case, we will need to provide data to an insurance company. Your rights to proper compensation and full damages are better protected, however, when this is done by dedicated legal counsel.
Contact a Newport personal injury attorney to learn the truth about insurance company settlement offers and how your rights to full compensation can be safeguarded.